ED Reaches Consensus On Loan Caps
Jessica Blake
November 6, 2025
A very limited number of degree programs would have access to the highest level of loans under a new set of regulations that the Department of Education and its negotiating committee signed off on Thursday.
The regulations, written in response to the loan caps of Congress’s One Big Beautiful Bill Act, allow students in programs that qualify as professional to take out up to $200,000. Meanwhile, graduate students will only be able to take out up to $100,000.
What was up for debate throughout the two-week negotiation process was which degree programs qualify for which level of loans.
